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The American Dream is a reality, but only a small 5% are truly experiencing its full potential. Why is this the case? The answer lies in the fact that 95% of middle-income families in America face the prospect of retiring with limited financial resources. The primary reason is a pervasive lack of awareness and training on financial independence numbers over decades. Many individuals unknowingly perpetuate the financial habits they learned from their financially struggling parents, inadvertently continuing a cycle of financial hardship.
A prevailing culture of working solely to meet bills exists, often at the expense of quality family time. In today's world, children are frequently raised by daycares, neighbors, and digital platforms like social media, YouTube channels, and gadgets.
It's time to pause, clear your mind, and redirect your focus toward what truly matters – living life as it was meant to be, free from unnecessary stress.
Consider your understanding of money – what knowledge do you possess about it? How do you relate to your money in terms of time? Do you have a clear blueprint for your retirement?
The good news is that at Fielior Consulting Services LLC, we are licensed financial professionals ready to assist you in crafting a personalized plan for tax-free retirement and overall family financial well-being.
Our extensive network of partnerships with renowned insurance and financial services companies empowers us to provide a broad array of products and services. By offering a diverse range of options, we enable you to craft a comprehensive strategy that not only prepares you for the future but also acts as a safeguard for the lifestyle you have worked hard to build. This category encompasses a versatile selection of financial products and services tailored to meet your unique needs and aspirations.
TO FINANCIAL INDEPENDENCE
Secure your healthcare coverage with ease – explore options such as Obamacare, Medicaid, and marketplace plans here! Our services can guide you through the process of obtaining the right plan to meet your healthcare needs. Whether you're interested in government-sponsored programs like Obamacare and Medicaid or marketplace plans, we're here to assist you in finding the best solution for your health coverage. Take the first step towards a healthier future by exploring your options with us!
Term life insurance is an affordable option for securing your family's financial well-being. These policies have a set timeframe, typically 10 to 30 years, offering coverage and a death benefit if the policyholder passes away within that period. Ideal for cost-effective and reliable protection, term life insurance is particularly valuable during key life stages with increased financial responsibilities. It provides assurance that your family is financially protected.
To secure the most comprehensive life insurance protection plan, complete with living benefits, tax-deferred advantages, and cash value, schedule a consultation with us. Begin by filling out the form here, and our experts will guide you through the process to tailor a plan that aligns perfectly with your financial goals and provides you with the maximum benefits. Don't miss out on the opportunity to enhance your life insurance coverage and enjoy additional financial perks, Book to speak with us!
Take control of your financial situation with our debt consolidation relief options. Book a consultation today to explore effective solutions that can help you manage and consolidate your debts. By scheduling an appointment, you'll gain insights into personalized strategies that can provide relief and pave the way towards financial stability. Act now to secure a brighter financial future – book your consultation today!
Utilize for optimal benefits and embark on the journey of building a lasting family legacy. By implementing Living Trusts, you empower a trustee to manage assets efficiently and facilitate their smooth transfer to beneficiaries after the grantor's demise. This ensures seamless asset management and distribution, contributing to the creation of a family legacy with enduring significance across generations. Explore these financial tools to secure your family's future and make a lasting impact.
The Executive Bonus Plan helps business owners ensure smooth succession. By providing bonuses in the form of life insurance premiums to key executives, the death benefit supports a seamless ownership transition. This strategy retains talent and promotes business stability.
Unlike wills which take effect upon death, trusts become effective upon the transfer of assets to them. A “living trust” can be created during a grantor’s lifetime. Or a trust may be a “testamentary trust ” created after death in accordance with directives in the decedent-grantor’s will
Final expense insurance is the euphemistic term for a type of whole life insurance that has a relatively low death benefit —generally between $5,000 and $25,000. This kind of policy, which may also be called “burial insurance” or “funeral insurance,” is intended to cover the costs of the insured individual’s funeral.
Secure your children's educational future with an IUL plan! Enjoy tax advantages, flexible premiums, and cash value growth. Market-linked returns and a death benefit ensure long-term financial protection. Click here to start this vital journey!
TO FINANCIAL INDEPENDENCE
Strengthen your financial foundation by meticulously managing your expenses, ensuring every dollar is allocated wisely. Simultaneously, actively seek opportunities to augment your income, whether through side ventures, investments, or professional development. This proactive approach not only optimizes your current cash flow but also sets the stage for long-term financial stability and growth.
Craft a strategy to achieve financial freedom by becoming debt-free and concurrently building wealth. Prioritize budgeting, debt repayment strategies, and smart investment decisions to pave the way for a secure and prosperous future.
Build financial resilience by preparing for unforeseen expenses. Establish a safety net by saving a minimum of six months' worth of income. This prudent approach ensures you're well-equipped to handle unexpected challenges and maintain financial stability.
Safeguard your assets and family from potential financial setbacks due to income loss or illness. Explore comprehensive protection strategies to ensure the well-being and security of your loved ones in challenging times.
Build a family legacy for generations to come. Setting up a Living trusts that allow a trustee to manage the assets in the trust and transfer them to beneficiaries after the grantor’s death. Living trusts are significant in that they allow a trustee to manage the assets in the trust and transfer them to beneficiaries after the grantor’s death.
Aim to surpass inflation and minimize taxation for sustained financial growth. Explore strategic investment and tax planning to optimize your wealth-building efforts.
Get a quote today!
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